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Insurance for Michigan Addiction Treatment

Most Michigan health plans cover the majority of the cost of addiction treatment. Under the Mental Health Parity and Addiction Equity Act, insurers must cover substance use disorder services comparably to other medical care. We verify your benefits — for free — in a few minutes.

Insurance we work with

Blue Cross Blue Shield of Michigan
BCN
Priority Health
HAP
McLaren Health Plan
Meridian
Molina Healthcare
Aetna
Cigna
United Healthcare
Humana
Tricare
Michigan Medicaid
Medicare
Ambetter
Oscar

Don't see your carrier? Call us anyway — we work with dozens of regional and specialty plans.

Free insurance verification

Call (231) 270-4528 and have your insurance card ready. We'll tell you exactly what your plan covers for detox, residential, PHP, IOP, and MAT — plus any deductibles or copays.

No insurance? You still have options.

State-funded & low-cost treatment in Michigan

Michigan does not turn people away for lack of insurance. If you or a loved one cannot afford to pay out of pocket, our specialists can help you access:

  • Michigan Medicaid — same-day enrollment help; most adults qualify
  • State-funded SUD treatment through Michigan's PIHP / CMH system
  • Sliding-scale fees based on income at participating providers
  • Scholarship & charity beds at select residential programs
  • Free Narcan (naloxone) and harm-reduction resources
  • Payment plans and financing where appropriate

Call (231) 270-4528 and tell us your situation — we'll walk you through every option available in your Michigan county, no insurance card required.

Free, confidential help — 24/7 · Insured or not
Insured or uninsured — help is one call away.
(231) 270-4528
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